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AfterPayTaxTax year 2026

Kentucky Paycheck Calculator

See your real Kentucky take-home pay after federal taxes, Social Security, Medicare, and Kentucky state income tax. Updated for 2026.

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Your take-home pay

Enter your salary on the left to see your real paycheck.

Kentucky uses a flat state income tax rate that applies equally to all wage earners. This Kentucky paycheck calculator combines federal income tax, Social Security, Medicare, and Kentucky's 3.5% flat state income tax to show your real 2026 take-home pay.

How Kentucky state income tax works

Kentucky levies a flat 3.5% state income tax on personal income. The state has been steadily reducing its flat rate from 5% a few years ago, with continued cuts likely if revenue triggers are met.

Kentucky offers a small state standard deduction of $3,360 (same for single and joint filers), which the calculator subtracts from your wage base before applying the 3.5% rate. Many Kentucky cities and counties also impose a local occupational license tax on wages that is not included in this state estimate.

Kentucky paycheck FAQ

›Does Kentucky have a state income tax?

Yes. Kentucky levies a flat 3.5% income tax on personal income, with no graduated brackets.

›What is the Kentucky income tax rate?

A flat 3.5% on personal income. Kentucky has steadily cut this rate from 5% in recent years.

›How much is take-home pay on $75,000 in Kentucky?

A single filer earning $75,000 in Kentucky with no pre-tax deductions takes home roughly $56,000 to $57,000 per year after federal, FICA, and the 3.5% state tax. Local occupational tax may reduce this further.

›Does this calculator include Kentucky local taxes?

No. Many Kentucky cities and counties levy an occupational license tax (often 1% to 2.5%) on wages that is not included in this state estimate.

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